

MCIS Multichoice Insurance Services
About
MCIS Multichoice Insurance Services is listed on FindALoco in Fremont, CA with address, phone, website, and map location. Common services and related keywords include Insurance Agency.
At 39510 Paseo Padre Parkway, Suite 240, MCIS Multichoice Insurance Services is an insurance agency in Fremont, California, that local customers turn to when they need help navigating insurance choices for themselves or visiting family. Its Fremont, CA location makes it a practical option for people seeking an in-person conversation rather than trying to sort through questions alone. The business has a 4.6 rating from 15 reviews, providing a useful snapshot of experiences shared by customers. Reviews consistently center on responsive assistance, clear answers, and a process customers describe as smooth. For anyone searching for insurance support in Fremont, MCIS brings a service-focused, question-friendly approach to an important decision.
Visitor insurance is the service most frequently mentioned by reviewers, particularly for parents traveling to the United States. Families say they have returned to MCIS over several years to arrange coverage for visiting parents, and they describe receiving help when questions came up before a purchase. Reviews also mention OPT insurance and student insurance, making the agency relevant to students and recent graduates who are evaluating insurance needs during a transition. Rather than presenting insurance as a one-size-fits-all transaction, the feedback suggests a team that takes time to clarify doubts and explain the process in straightforward terms. That personal attention can be especially valuable when arranging insurance for a loved one from afar.
Customer feedback also points to support beyond the initial selection. One reviewer described the Claims department as helpful throughout a claim submission, from early questions through subsequent steps. Another shared that a team member worked with them to address concerns involving providers and hospital fees. Individual reviews mention Dharmesh Verma and Karamjit by name for their patient, friendly assistance; these comments reflect the human side of an agency relationship. Insurance questions can become more pressing when a claim or provider issue arises, so it is meaningful that reviewers specifically recall follow-through. Experiences naturally vary by policy and circumstance, but the recurring theme in the available reviews is attentive communication and a willingness to help customers understand what comes next.
MCIS Multichoice Insurance Services may be a good fit for Fremont residents, international students, OPT participants, and families coordinating visitor insurance for parents or relatives. The office at 39510 Paseo Padre Pkwy Ste 240, Fremont, CA 94538 offers a local place to begin the conversation. Its review profile describes an atmosphere that feels welcoming, patient, and practical, especially for people who arrive with detailed questions or uncertainty about the process. Before choosing any policy, customers can discuss their individual situation and confirm the coverage, requirements, and claims procedures that apply. For local insurance-agency searches in Fremont and the surrounding Bay Area, MCIS is worth considering for its reported customer service and experience with visitor, OPT, and student insurance needs.
Ratings & Reviews
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Sign in to reviewMCIS Insurance Team offered us excellent customer service. We have been taking visitor insurance for our parents through them for several years now and have never had any issues. When we had to submit claims, the Claims department was extremely helpful every single step of the way, right from helping fill out the claim submission forms, to following up with the insurance company, all the way up to making sure that we received the refund amount. They are extremely approachable over phone calls and emails and as a customer, that is very comforting. We will continue to use their services in the future as well as needed and will highly recommend them. Thank you, MCIS Insurance Team !
MCIS offers excellent customer service. I bought visitors insurance for my parents from them. The process was smooth and they answered all of my questions to my satisfaction.. I highly recommend them to anyone looking to buy visitor insurance.
Updated review September 8th 2014 Dharmesh Verma from the MCIS Multichoice insurance Service has been working with me for past few weeks to resolve these issues. There were two complaints: 1>Refusal by PAMF and Beacon to use the Coventry insurance. 2> Payment of fee to El-Camino hospital for my mother’s treatment. For Point 1, Dharmesh has communicated with Beacon/Santa Clara/PAMF for their refusal. I have been assured that this problem should not re-occur. For Point 2, we have start the process for the Insurance to pay on the El-Camino Claim In lieu of this, modifying my review to 4-star. I am taking my mother in law in couple of weeks. Stay tuned for more! --------------------- Imagine taking your mother to an urgent care and realizing that they don't accept the insurance. Insurance for that you paid a considerable amount of money. Insurance that is supposed to cover pre-existing all other potential conditions. Insurance with a coverage of nearly 100K.Insurance that will end up in you getting calls from collection agency. Yeah that's my experience with this company!!! Took an insurance for 1500$ for my mother .She was visiting from India for few months. None of the urgent care listed on their website accepted the insurance. They claim PAMF, Santa Clara Urgent care and US health works as participating urgent care hospitals. All of them flatly refused to accept this insurance. What was terrible that there was no support from this company? I ended up taking my mom to El-Camino hospital. Hoping that as claimed by this company that all emergency care would be covered. Alas I was fooled, two months after this incident, I started getting collection calls from El-Camino hospital... Highly suggest to ignore these when buying insurance next time for your parents
We visited MCIS and met Karamjit who gave us friendly customer service and helped us in every way he could. : ) He was very kind and helpful, and we recommend him for your customer service needs.
I had a very good experience with them i bought my OPT insurance for me and Visitor insurance for my parents from them the process was real quick and they cleared all my doubts. I strongly recommend them for OPT, Visitor and Student insurance.
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