Auto insurance agency

Fred Loya Insurance

IrvingClosed nowOpens at 9:00 AM 6 views

About

Fred Loya Insurance is listed on FindALoco in Irving, TX with address, phone, website, hours, and map location. Common services and related keywords include Auto Insurance Agency.

Finding reliable and accessible auto insurance coverage is an essential part of daily life for drivers across the Dallas-Fort Worth metroplex. Located conveniently at 1914 N Story Rd, Fred Loya Insurance serves as a dedicated auto insurance agency in Irving, TX, assisting local motorists with their basic vehicle coverage needs. Navigating car insurance policies can often feel complex, but having a local neighborhood branch allows drivers to discuss their options directly in person, ask necessary questions, and explore coverage plans that fit their ongoing financial constraints and personal driving profiles.

As an established insurance provider, Fred Loya Insurance specializes primarily in personal automobile liability policies, collision coverage, and comprehensive protection plans. Many area drivers choose this agency when seeking straightforward vehicle insurance solutions without unnecessary, costly add-on packages. Customers appreciate the transparent approach to ongoing account maintenance, particularly when avoiding hidden reinstatement charges or unexpected starting fees that are common with other regional insurance carriers. This focus on clear billing practices makes it a popular option for budget-conscious commuters looking to fulfill Texas state minimum auto insurance mandates quickly and legally.

Visiting the branch provides customers with direct access to licensed agents who handle policy setup, address verifications, and regular premium payments. While prospective policyholders should prepare for thorough paperwork verification during the underwriting process, the office provides a practical, straightforward environment for daily administrative needs. The Irving office maintains extended weekday operating hours to accommodate busy work schedules, remaining open Monday through Friday from 9:00 AM to 7:00 PM, as well as Saturday mornings from 9:00 AM to 2:00 PM, giving working families flexibility when managing their accounts.

Whether you are purchasing a vehicle, renewing an existing policy, or comparing basic liability insurance plans in North Texas, Fred Loya Insurance offers a direct pathway to staying covered on the road. Navigating local driving risks requires dependable compliance with state safety laws, and this Irving, TX office works to keep neighborhood drivers legally protected across the region. Local residents can visit the office on North Story Road throughout the week to evaluate coverage tiers, handle monthly policy management, and secure essential vehicle protection.

Ratings & Reviews

3.455 reviews
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Bhabishya Adhikari
3h ago

Terrible experience with Fred Loya Insurance. I was rear-ended by their insured, and the claim process was slow and frustrating. I had to call multiple times for the same updates, and they lowballed the repair costs. I would not recommend filing a claim with them—you’re better off getting an attorney. On top of that the Adjuster wouldn’t pick up the call or call back during business hours.

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April Gonzalez
3h ago

They were extremely rude a lady that worked there laughed in my grandpas face when he was trying to follow up on a claim that we made. He is the owner of the car, and I am under HIS insurance. So it doesn’t make sense as to why they wouldn’t give him information, the lady that “helped” him laughed in his face and made him feel bad.

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Kat Sanchez
3h ago

This is the best insurance I ever had.. All the other places rip you off by charging you the starting fee and then every 6 months they charge like 130 dollars to reinstate. That's not right! Fred Loya doesn't do that because they get paid the way they should so no ripping off the customers! Thanks fred Loya😁 …

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LaKuana Harris
3h ago

I was there for over 30 mins they just kept asking me about names of people who USED to live in my apt. After the 15th name I was OVER it. They are slow the process is extra long for no reason when trying to just get liability. I have had State Farm and they extremely faster than Fred Loya was. I left and went to another company and was in and out in 15 minutes. They didn't ask me about 15 / 20 who I dont know just to see lives there. Better and FAST service. And the old school of taken pictures of a car just to get insurance lord. I wanted and hour of my time because I started the process over the phone. GO ANYWHERE BUT HERE.

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austin Story
3h ago

Don’t get fred loya they have screwed me around on every corner, lowballing me by 5,000 dollars on my claim after I’ve paid them 10s of thousands over the years for insurance.

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